Most families living in extreme poverty have very little opportunity to grow economically. Even if the will and grit to persue entrepeneurship is there, the start-up funds are not. Micro-lending is an increasingly integral part of international community development. Individuals wanting to start a small business are able to borrow the start up costs and pay them back with low-interest. Instead of building dependence on outside help , micro-loans create financial independence for families desiring to better their own future.
Fortunately Forward Edge has been blessed to be able to provide small business owners in Nicaragua with micro-loans to help them grow their businesses. It’s amazing to see what the gift of a small loan with little interest can do.
Jelin, Belkis, Cristhian, and Martiza live in Managua, Nicaragua. They are all mothers seeking to improve the lives of their families, and have begun the journey of starting their own small businesses. They are dedicated hard workers with amazing perseverance.
A Tiny Grocery Store
Jelin, a mother of two, joined our Entrepreneurship Development Training Program and learned how to create a business plan. She learned about basic business principles and accounting, and used her loan to start a tiny grocery store! She sells staples like rice, eggs, soap and vegetables. She described to us the impact the micro-loan program has made on her family, “This loan has allowed me to generate income from my own home. Now I can take care of my housework and my young children, without having to leave them to go to work. Thank you so much for this opportunity!” Jelin used to work cleaning and folding laundry to support herself and her children. This almost replaces the money she earned working outside the home, and she now gets to stay home and take care of her children every day.
Clothes, Medicine and Rugs for Sale
Belkis lives with her husband and two little children in a small, sheet-metal home. She and her husband sell over the counter medicine, rugs, and other items. She received a $100 loan to help her increase her inventory and therefore grow her sales and income. Belkis also received business training and help creating a business plan. She is grateful for this support and hopes it will help fulfill her dream of providing more nutritious meals to her children and improving their housing conditions.
Cristhian is also a young married woman with two small children. She has begun a business selling new and used clothing. She shares that she is very thankful because before receiving this loan, her income was going solely to the exorbitant interest of a loan she had received elsewhere. Her dream is to see her children grow healthy and educated.
A Produce Market and Cell Phone Repair
Martiza, a mother of five, joined our Entrepreneurship Development Training Program and was taught how to conduct an analysis of her neighborhood, create a business plan, and start a small produce market. Her bestsellers are watermelon, pineapples, bananas, onions, peppers, chayotes, potatoes and carrots. Her son is skilled at cell phone repair, and with a second loan Martiza also added a cell phone accessory and repair business. Her income has increased from $2.38 each day to $16.28 each day! She shared, “These loans have helped me a lot. You supported me when I needed it most.”
We’re thankful for these stories and the many more to come. When we equip people with the resources they need to succeed, the sky truly is the limit!
Meet Madam Matha from the Naamu community in northern Ghana. Her faith was put to the test when her daughter worried about going to school without supplies. What happened next? A miracle of unexpected generosity. Dive into this incredible story and witness how God’s love and provision are making a real difference in their lives through our work.
Ever wonder if you’re really making an impact in the life of the child you sponsor? The very fact that your child knows you chose them shows them they are special and that they matter. They know they’re important to you and also to God, you may even be an
Have you ever experienced an offer of generosity from a family member, friend, or acquaintance that was well-intentioned, but…misplaced? Perhaps a friend making you a meal you’re allergic to or a parent buying you a piece of furniture you have no room for. Of course you say thank you, but
A special message from one of our sponsored children in Oaxaca, Mexico: Receive an affectionate greeting all of you. I would like to tell you a little bit about my life in Trigo y Miel Program. My name is Berenice Santiago Lugo. I have 5 siblings. Audre, Uriel, Joselyn, Dulce
9 yrs. old
Entered the program: October 2025
Lior lives with his parents, little sister, and grandmother in an apartment block. Lior’s family is very poor. His father’s family has been very affected by the Kosova war; they lost many members. Lior’s father only has 20% vision in one eye, even after many surgeries, and struggles to find work. He also suffers with PTSD. His mother stays home to care for the family.
Lior has a medical condition called Chorea Minor which causes involuntary muscle spasms in the arms, legs and face. It is associated with autoimmune disorders or Rheumatic fever; he is on medication to help control it.
Plus bonus group fundraising ideas!
