Most families living in extreme poverty have very little opportunity to grow economically. Even if the will and grit to persue entrepeneurship is there, the start-up funds are not. Micro-lending is an increasingly integral part of international community development. Individuals wanting to start a small business are able to borrow the start up costs and pay them back with low-interest. Instead of building dependence on outside help , micro-loans create financial independence for families desiring to better their own future.
Fortunately Forward Edge has been blessed to be able to provide small business owners in Nicaragua with micro-loans to help them grow their businesses. It’s amazing to see what the gift of a small loan with little interest can do.
Jelin, Belkis, Cristhian, and Martiza live in Managua, Nicaragua. They are all mothers seeking to improve the lives of their families, and have begun the journey of starting their own small businesses. They are dedicated hard workers with amazing perseverance.
A Tiny Grocery Store
Jelin, a mother of two, joined our Entrepreneurship Development Training Program and learned how to create a business plan. She learned about basic business principles and accounting, and used her loan to start a tiny grocery store! She sells staples like rice, eggs, soap and vegetables. She described to us the impact the micro-loan program has made on her family, “This loan has allowed me to generate income from my own home. Now I can take care of my housework and my young children, without having to leave them to go to work. Thank you so much for this opportunity!” Jelin used to work cleaning and folding laundry to support herself and her children. This almost replaces the money she earned working outside the home, and she now gets to stay home and take care of her children every day.
Clothes, Medicine and Rugs for Sale
Belkis lives with her husband and two little children in a small, sheet-metal home. She and her husband sell over the counter medicine, rugs, and other items. She received a $100 loan to help her increase her inventory and therefore grow her sales and income. Belkis also received business training and help creating a business plan. She is grateful for this support and hopes it will help fulfill her dream of providing more nutritious meals to her children and improving their housing conditions.
Cristhian is also a young married woman with two small children. She has begun a business selling new and used clothing. She shares that she is very thankful because before receiving this loan, her income was going solely to the exorbitant interest of a loan she had received elsewhere. Her dream is to see her children grow healthy and educated.
A Produce Market and Cell Phone Repair
Martiza, a mother of five, joined our Entrepreneurship Development Training Program and was taught how to conduct an analysis of her neighborhood, create a business plan, and start a small produce market. Her bestsellers are watermelon, pineapples, bananas, onions, peppers, chayotes, potatoes and carrots. Her son is skilled at cell phone repair, and with a second loan Martiza also added a cell phone accessory and repair business. Her income has increased from $2.38 each day to $16.28 each day! She shared, “These loans have helped me a lot. You supported me when I needed it most.”
We’re thankful for these stories and the many more to come. When we equip people with the resources they need to succeed, the sky truly is the limit!
By Melanie Kruse Off On a Mission Trip I’ve never been on a mission trip like this. This was the first time we served with Forward Edge and the first time our two daughters had joined us, but that’s not what made it different. On this trip I didn’t cry.
It started with a simple nudge—a last-minute feeling that I was forgetting something important. Rushing through the airport, I couldn’t shake the urge to buy a Bible. I didn’t know why, or who it was for, but I trusted the feeling. A week later, in a small village in Ghana, that Bible found its way into the hands of Talata, a girl who had never heard of Jesus. This is the story of how God’s quiet whispers and a small act of obedience became part of something much bigger than we could have imagined.
In his book, “Empowering Children”, former Forward Edge board member, Dr. Ravi Jayakaran, shares the importance of involving children in the process of their own development. When a community invests its resources in its children, it invests in its own future. Just as Forward Edge values all children and believes
One of Forward Edge’s most dearly held values is the importance of relationships. And what better way has God given us to bond with others than over a table of good food. Culture is often shared through food. Sharing meals isn’t just about filling our stomachs—it’s about connection over stories,
15 yrs. old
Entered the Program: February 2025
Ariadna lives with her parents and older brother in a four-room concrete block house. They have an indoor kitchen and bathroom with indoor plumbing. They cook with wood and have a gas stove that they only use on special occasions.
Ariadna’s father was an immigrant worker in the US when he was single. When he returned to his home village, he met Ariadna’s mother and they married within a year. Her parents are very hard-working and diligent in supporting their family. They started a business together, and now own and operate one of four little corner stores in the village.
Plus bonus group fundraising ideas!
