Most families living in extreme poverty have very little opportunity to grow economically. Even if the will and grit to persue entrepeneurship is there, the start-up funds are not. Micro-lending is an increasingly integral part of international community development. Individuals wanting to start a small business are able to borrow the start up costs and pay them back with low-interest. Instead of building dependence on outside help , micro-loans create financial independence for families desiring to better their own future.
Fortunately Forward Edge has been blessed to be able to provide small business owners in Nicaragua with micro-loans to help them grow their businesses. It’s amazing to see what the gift of a small loan with little interest can do.
Jelin, Belkis, Cristhian, and Martiza live in Managua, Nicaragua. They are all mothers seeking to improve the lives of their families, and have begun the journey of starting their own small businesses. They are dedicated hard workers with amazing perseverance.
A Tiny Grocery Store
Jelin, a mother of two, joined our Entrepreneurship Development Training Program and learned how to create a business plan. She learned about basic business principles and accounting, and used her loan to start a tiny grocery store! She sells staples like rice, eggs, soap and vegetables. She described to us the impact the micro-loan program has made on her family, “This loan has allowed me to generate income from my own home. Now I can take care of my housework and my young children, without having to leave them to go to work. Thank you so much for this opportunity!” Jelin used to work cleaning and folding laundry to support herself and her children. This almost replaces the money she earned working outside the home, and she now gets to stay home and take care of her children every day.
Clothes, Medicine and Rugs for Sale
Belkis lives with her husband and two little children in a small, sheet-metal home. She and her husband sell over the counter medicine, rugs, and other items. She received a $100 loan to help her increase her inventory and therefore grow her sales and income. Belkis also received business training and help creating a business plan. She is grateful for this support and hopes it will help fulfill her dream of providing more nutritious meals to her children and improving their housing conditions.
Cristhian is also a young married woman with two small children. She has begun a business selling new and used clothing. She shares that she is very thankful because before receiving this loan, her income was going solely to the exorbitant interest of a loan she had received elsewhere. Her dream is to see her children grow healthy and educated.
A Produce Market and Cell Phone Repair
Martiza, a mother of five, joined our Entrepreneurship Development Training Program and was taught how to conduct an analysis of her neighborhood, create a business plan, and start a small produce market. Her bestsellers are watermelon, pineapples, bananas, onions, peppers, chayotes, potatoes and carrots. Her son is skilled at cell phone repair, and with a second loan Martiza also added a cell phone accessory and repair business. Her income has increased from $2.38 each day to $16.28 each day! She shared, “These loans have helped me a lot. You supported me when I needed it most.”
We’re thankful for these stories and the many more to come. When we equip people with the resources they need to succeed, the sky truly is the limit!
2021 has been an incredible year. At Forward Edge, our hearts swell with gratitude for all God has done. His awesome faithfulness through another difficult year has been such a blessing to witness. Children around the world are discovering their true worth and purpose and growing in intimacy with Jesus,
Discover the heart behind every word of Forward Edge’s mission and vision. Learn how each phrase points to God’s call, guides our work around the world, and reflects our commitment to transforming lives through Christ-centered, holistic care.
It started with a simple nudge—a last-minute feeling that I was forgetting something important. Rushing through the airport, I couldn’t shake the urge to buy a Bible. I didn’t know why, or who it was for, but I trusted the feeling. A week later, in a small village in Ghana, that Bible found its way into the hands of Talata, a girl who had never heard of Jesus. This is the story of how God’s quiet whispers and a small act of obedience became part of something much bigger than we could have imagined.
It’s an exciting time at Forward Edge as we announce the launch of our brand new program, Create Hope Ghana, alongside our 40th anniversary celebration. We’re thrilled to witness the positive impact this program has already made on the lives of 75 children and their families residing in 10 different
10 yrs. old
Entered the program: March 2023
Thomas lives with his mother and two siblings in a one-bedroom cement brick house. The family has access to electricity but no potable water. The village women and girls must fetch water from a local dam or walk long distances to find other sources.
Thomas is from a family that practices polygamy; his father has two wives. Thomas, his mother and his siblings, Pearl and Moses (also in the program), are going through much difficulty. His father neglects them and refuses to provide for them and their education; all of the responsibilities have fallen to his mother who has a disability. She offers hand-laundering services to other people to try and earn money, but it is infrequent. Before Create Hope, they lived on less than a dollar a day and some days there was no food. Now, Thomas and his siblings do not have to go to school without eating. Thomas is a Christian and he prays things will get better for him and his family.
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