Most families living in extreme poverty have very little opportunity to grow economically. Even if the will and grit to persue entrepeneurship is there, the start-up funds are not. Micro-lending is an increasingly integral part of international community development. Individuals wanting to start a small business are able to borrow the start up costs and pay them back with low-interest. Instead of building dependence on outside help , micro-loans create financial independence for families desiring to better their own future.
Fortunately Forward Edge has been blessed to be able to provide small business owners in Nicaragua with micro-loans to help them grow their businesses. It’s amazing to see what the gift of a small loan with little interest can do.
Jelin, Belkis, Cristhian, and Martiza live in Managua, Nicaragua. They are all mothers seeking to improve the lives of their families, and have begun the journey of starting their own small businesses. They are dedicated hard workers with amazing perseverance.
A Tiny Grocery Store
Jelin, a mother of two, joined our Entrepreneurship Development Training Program and learned how to create a business plan. She learned about basic business principles and accounting, and used her loan to start a tiny grocery store! She sells staples like rice, eggs, soap and vegetables. She described to us the impact the micro-loan program has made on her family, “This loan has allowed me to generate income from my own home. Now I can take care of my housework and my young children, without having to leave them to go to work. Thank you so much for this opportunity!” Jelin used to work cleaning and folding laundry to support herself and her children. This almost replaces the money she earned working outside the home, and she now gets to stay home and take care of her children every day.
Clothes, Medicine and Rugs for Sale
Belkis lives with her husband and two little children in a small, sheet-metal home. She and her husband sell over the counter medicine, rugs, and other items. She received a $100 loan to help her increase her inventory and therefore grow her sales and income. Belkis also received business training and help creating a business plan. She is grateful for this support and hopes it will help fulfill her dream of providing more nutritious meals to her children and improving their housing conditions.
Cristhian is also a young married woman with two small children. She has begun a business selling new and used clothing. She shares that she is very thankful because before receiving this loan, her income was going solely to the exorbitant interest of a loan she had received elsewhere. Her dream is to see her children grow healthy and educated.
A Produce Market and Cell Phone Repair
Martiza, a mother of five, joined our Entrepreneurship Development Training Program and was taught how to conduct an analysis of her neighborhood, create a business plan, and start a small produce market. Her bestsellers are watermelon, pineapples, bananas, onions, peppers, chayotes, potatoes and carrots. Her son is skilled at cell phone repair, and with a second loan Martiza also added a cell phone accessory and repair business. Her income has increased from $2.38 each day to $16.28 each day! She shared, “These loans have helped me a lot. You supported me when I needed it most.”
We’re thankful for these stories and the many more to come. When we equip people with the resources they need to succeed, the sky truly is the limit!
For over 35 years, Forward Edge has mobilized more than 20,000 individuals on nearly 1,600 mission teams to many parts of the U.S. and 34 countries. Over this time, we’ve learned tried-and-true principles that allow short-term teams to help without causing harm. 1. Support programs that are directed, designed, and
It’s an exciting time at Forward Edge as we announce the launch of our brand new program, Create Hope Ghana, alongside our 40th anniversary celebration. We’re thrilled to witness the positive impact this program has already made on the lives of 75 children and their families residing in 10 different
When I introduce new people to Forward Edge, I’ll often describe what we do this way: we help children around the world overcome poverty, discover their true worth, and pursue God’s extraordinary purpose for their lives. I believe these three descriptors are distinct and important. Let me explain a little
Meet Madam Matha from the Naamu community in northern Ghana. Her faith was put to the test when her daughter worried about going to school without supplies. What happened next? A miracle of unexpected generosity. Dive into this incredible story and witness how God’s love and provision are making a real difference in their lives through our work.
5 yrs. old
Entered the program: May 2025
Maryann lives with her parents, two siblings, grandmother, aunt, and cousin in a three-room, wood house with a dirt floor. The house has electrical lighting and water is fetched from a well and boiled for drinking. The family has an outdoor kitchen and use firewood for cooking; they have a pit latrine that is in poor condition.
Maryann is the oldest of three siblings. Neither of her parents are employed and struggle to provide for their children. Maryann’s grandmother offered to share her home with them due to their lack of resources.
Plus bonus group fundraising ideas!
