Most families living in extreme poverty have very little opportunity to grow economically. Even if the will and grit to persue entrepeneurship is there, the start-up funds are not. Micro-lending is an increasingly integral part of international community development. Individuals wanting to start a small business are able to borrow the start up costs and pay them back with low-interest. Instead of building dependence on outside help , micro-loans create financial independence for families desiring to better their own future.
Fortunately Forward Edge has been blessed to be able to provide small business owners in Nicaragua with micro-loans to help them grow their businesses. It’s amazing to see what the gift of a small loan with little interest can do.
Jelin, Belkis, Cristhian, and Martiza live in Managua, Nicaragua. They are all mothers seeking to improve the lives of their families, and have begun the journey of starting their own small businesses. They are dedicated hard workers with amazing perseverance.
A Tiny Grocery Store
Jelin, a mother of two, joined our Entrepreneurship Development Training Program and learned how to create a business plan. She learned about basic business principles and accounting, and used her loan to start a tiny grocery store! She sells staples like rice, eggs, soap and vegetables. She described to us the impact the micro-loan program has made on her family, “This loan has allowed me to generate income from my own home. Now I can take care of my housework and my young children, without having to leave them to go to work. Thank you so much for this opportunity!” Jelin used to work cleaning and folding laundry to support herself and her children. This almost replaces the money she earned working outside the home, and she now gets to stay home and take care of her children every day.
Clothes, Medicine and Rugs for Sale
Belkis lives with her husband and two little children in a small, sheet-metal home. She and her husband sell over the counter medicine, rugs, and other items. She received a $100 loan to help her increase her inventory and therefore grow her sales and income. Belkis also received business training and help creating a business plan. She is grateful for this support and hopes it will help fulfill her dream of providing more nutritious meals to her children and improving their housing conditions.
Cristhian is also a young married woman with two small children. She has begun a business selling new and used clothing. She shares that she is very thankful because before receiving this loan, her income was going solely to the exorbitant interest of a loan she had received elsewhere. Her dream is to see her children grow healthy and educated.
A Produce Market and Cell Phone Repair
Martiza, a mother of five, joined our Entrepreneurship Development Training Program and was taught how to conduct an analysis of her neighborhood, create a business plan, and start a small produce market. Her bestsellers are watermelon, pineapples, bananas, onions, peppers, chayotes, potatoes and carrots. Her son is skilled at cell phone repair, and with a second loan Martiza also added a cell phone accessory and repair business. Her income has increased from $2.38 each day to $16.28 each day! She shared, “These loans have helped me a lot. You supported me when I needed it most.”
We’re thankful for these stories and the many more to come. When we equip people with the resources they need to succeed, the sky truly is the limit!
Many of us have seen profile photos of children in sponsorship programs; they are often solemn, sad and sometimes down-right angry looking. I know I have thought at times, “Wow, that poor child must be so unhappy!” But then I come across a video from the same organization in which
In the extremely poor village of Kijabe, Kenya, there lives a crippled widow named Mary. After her husband died of AIDS a few years ago, she struggled to find food. While she suffers from HIV, too, Mary’s greatest challenge is a nerve problem in her legs. She has to use crutches
Berenice was used to seeing the same narrative play out around her growing up: a life marked by poverty, wealth inequality, and barriers to education. Most families in her area in Oaxaca, Mexico have traditionally come from smaller villages in search of a better life and are facing severe unemployment
Viola lives in the slums of Kampala, Uganda with her parents and five siblings. Living conditions in this area are cramped and unsanitary. Viola’s family lives in a small, brick, two-bedroom house. The whole family shares one room and the other one is used to house chickens and a goat that
18 yrs. old
Entered the program: October 2025
Florent lives with his parents and three siblings in a small village. Their home was built by their father and they have a garden that they harvest to help provide food for the family. Florent’s father is a construction worker and his mother tends the home and the garden, and takes care of the family.
His brother, Mitat, and sister, Sara, are also in the Cornerstone program.
Plus bonus group fundraising ideas!
