Most families living in extreme poverty have very little opportunity to grow economically. Even if the will and grit to persue entrepeneurship is there, the start-up funds are not. Micro-lending is an increasingly integral part of international community development. Individuals wanting to start a small business are able to borrow the start up costs and pay them back with low-interest. Instead of building dependence on outside help , micro-loans create financial independence for families desiring to better their own future.
Fortunately Forward Edge has been blessed to be able to provide small business owners in Nicaragua with micro-loans to help them grow their businesses. It’s amazing to see what the gift of a small loan with little interest can do.
Jelin, Belkis, Cristhian, and Martiza live in Managua, Nicaragua. They are all mothers seeking to improve the lives of their families, and have begun the journey of starting their own small businesses. They are dedicated hard workers with amazing perseverance.
A Tiny Grocery Store
Jelin, a mother of two, joined our Entrepreneurship Development Training Program and learned how to create a business plan. She learned about basic business principles and accounting, and used her loan to start a tiny grocery store! She sells staples like rice, eggs, soap and vegetables. She described to us the impact the micro-loan program has made on her family, “This loan has allowed me to generate income from my own home. Now I can take care of my housework and my young children, without having to leave them to go to work. Thank you so much for this opportunity!” Jelin used to work cleaning and folding laundry to support herself and her children. This almost replaces the money she earned working outside the home, and she now gets to stay home and take care of her children every day.
Clothes, Medicine and Rugs for Sale
Belkis lives with her husband and two little children in a small, sheet-metal home. She and her husband sell over the counter medicine, rugs, and other items. She received a $100 loan to help her increase her inventory and therefore grow her sales and income. Belkis also received business training and help creating a business plan. She is grateful for this support and hopes it will help fulfill her dream of providing more nutritious meals to her children and improving their housing conditions.
Cristhian is also a young married woman with two small children. She has begun a business selling new and used clothing. She shares that she is very thankful because before receiving this loan, her income was going solely to the exorbitant interest of a loan she had received elsewhere. Her dream is to see her children grow healthy and educated.
A Produce Market and Cell Phone Repair
Martiza, a mother of five, joined our Entrepreneurship Development Training Program and was taught how to conduct an analysis of her neighborhood, create a business plan, and start a small produce market. Her bestsellers are watermelon, pineapples, bananas, onions, peppers, chayotes, potatoes and carrots. Her son is skilled at cell phone repair, and with a second loan Martiza also added a cell phone accessory and repair business. Her income has increased from $2.38 each day to $16.28 each day! She shared, “These loans have helped me a lot. You supported me when I needed it most.”
We’re thankful for these stories and the many more to come. When we equip people with the resources they need to succeed, the sky truly is the limit!
In Matthew 13, Jesus is sitting in his friend’s home, after a long day of teaching parables to the crowds. His disciples ask him about the Kingdom of Heaven, and he shares another story with them, to help them understand: “The kingdom of heaven is like a merchant looking for
Have you ever experienced an offer of generosity from a family member, friend, or acquaintance that was well-intentioned, but…misplaced? Perhaps a friend making you a meal you’re allergic to or a parent buying you a piece of furniture you have no room for. Of course you say thank you, but
“Sing, barren woman, you who never bore a child; burst into song, shout for joy, you who were never in labor; because more are the children of the desolate woman than of her who has a husband,” says the Lord. “Enlarge the place of your tent, stretch your tent curtains wide, do
The past two years have been particularly hard for children in Uganda. Schools remained shut through most of the pandemic. Light a Candle, our program there, worked tirelessly to help these children succeed in their education despite the seemingly impossible situation. Despite school closures, children have remained committed to pursuing
7 yrs. old
Entered the program: October 2025
Michael lives with his parents and two siblings in a rented three-room, unplastered, bungalow-style house with a dirt floor. Michael shares a bed with his big sister. The home has no electricity and the family uses a paraffin lamp for lighting. Water is collected from a community borehole and boiled for drinking. They cook in an outdoor kitchen which is not well-constructed and have a partially-constructed latrine without a door to close for privacy.
The family operates a small vegetable stall and his mother sometimes does laundry for other people to provide for the family.
Plus bonus group fundraising ideas!
